Welcome to Paycurra

Thank you for your interest in Paycurra. The Paycurra Rewards Programme (referred to as the "Rewards Programme") is provided by Cognitive Labs Limited ("Cognitive Labs") through the Paycurra mobile app and Paycurra.com (collectively known as the "Paycurra Platform"). This Rewards Programme agreement ("Agreement") serves as a contract between you and Paycurra, overseeing your access to and use of the Rewards Programme.

Acceptance and Eligibility

By participating in the Rewards Programme on the Paycurra Platform, you agree to this Agreement.

• To join, you must have an active Paycurra account in good standing and be at least 16 years old, residing in Nigeria or its territories.
• You affirm that you have the legal capacity to enter into this Agreement when using the Rewards Programme. Availability may vary by location, and you agree not to participate if it violates local laws.
• The Rewards Programme is for individual, non-commercial use only. You must not use it for third parties or commercial purposes. You also agree not to create multiple Paycurra accounts to evade restrictions or accumulate excessive Points.
• You must adhere to Paycurra's decisions regarding the Rewards Programme, and Paycurra has the authority to take action in cases of misuse, fraud, or violations of these terms, including suspending or terminating accounts and revoking accrued benefits.

Description of the Rewards Programme

The Paycurra Rewards Programme allows users to discover online shopping deals, coupons, discount codes, free gifts and exclusive offers for potential savings when shopping online. As described in more details below, using Paycurra offers you a chance to accumulate Points.

Participating in the Rewards Programme through Paycurra incurs no fee charges at present.